Paycheck Calculator
Estimate your take-home pay with our free paycheck calculator. Enter gross pay, tax rates and deductions to see your net pay per period and per year.
About this tool
Your salary number and your actual paycheck are two different things. Our free paycheck calculator estimates your take-home pay after federal tax, state tax, and other deductions like retirement or insurance.
Pick your pay period, enter your gross pay and tax rates, and see your net pay per check plus the annual total. Useful when comparing job offers.
How to use
Enter your gross pay for one pay period - the amount before any deductions. Select how often you are paid: weekly, bi-weekly, monthly, or annual.
Enter your federal and state tax rates as percentages, plus any other flat deductions per period (like 401k or health premiums). Press Calculate Paycheck for your estimated net pay.
The math behind it
The calculator subtracts a flat percentage for federal and state taxes plus your fixed deductions: Net = Gross - (Gross x Fed% / 100) - (Gross x State% / 100) - Other. Annual net multiplies the per-period net by the number of pay periods per year.
Real tax systems are progressive (brackets), not flat, so treat this as a planning estimate. Your actual withholding depends on W-4 settings, pre-tax deductions, and your state's brackets.